Business & Finance Vocabulary in Chinese

Strengthen your professional Chinese with Business & Finance Vocabulary in Chinese. This curated list covers essential terms for meetings, negotiations, contracts, banking, and corporate communication.

Understanding business and finance vocabulary is essential for professional communication, whether you're discussing investments, managing money, or exploring marketing and global trade. With GuruLango’s Spaced Repetition method, you can absorb new business terms naturally and retain them long-term through smart review cycles.

Below is a preview selection of Business & Finance vocabulary, carefully chosen from GuruLango’s 5000-word learning system.

1. Finance & Investment - Money, Banking, and Investment Terms

Learn essential terminology for talking about money management, banking services, and investment strategies in Chinese.

Vocabulary

Pinyin

English Meaning

金融 (noun)

jīnróng

Finance

投资 (verb/noun)

tóuzī

Invest / Investment

股票 (noun)

gǔpiào

Stock

基金 (noun)

jījīn

Fund

利率 (noun)

lìlǜ

Interest rate

存款 (noun)

cúnkuǎn

Deposit

贷款 (noun)

dàikuǎn

Loan

账户 (noun)

zhànghù

Account

银行卡 (noun)

yínhángkǎ

Bank card

通货膨胀 (noun)

tōnghuò péngzhàng

Inflation

汇率 (noun)

huìlǜ

Exchange rate

风险 (noun)

fēngxiǎn

Risk

资产 (noun)

zīchǎn

Asset

收益 (noun)

shōuyì

Return / Profit

2. Management - Leadership, Operations, and Organizational Structure

These terms help you describe management roles, workplace organization, and business operations clearly.

Vocabulary

Pinyin

English Meaning

管理 (verb/noun)

guǎnlǐ

Manage / Management

领导 (noun)

lǐngdǎo

Leadership

经理 (noun)

jīnglǐ

Manager

员工 (noun)

yuángōng

Employee

团队 (noun)

tuánduì

Team

部门 (noun)

bùmén

Department

项目 (noun)

xiàngmù

Project

计划 (noun)

jìhuà

Plan

目标 (noun)

mùbiāo

Goal

会议 (noun)

huìyì

Meeting

协作 (verb)

xiézuò

Collaborate

决策 (noun)

juécè

Decision-making

执行 (verb)

zhíxíng

Execute

人力资源 (noun)

rénlì zīyuán

Human resources

3. Personal Finance - Everyday Spending & Money Management

Use these words to talk about budgeting, saving, and managing personal expenses effectively.

Vocabulary

Pinyin

English Meaning

预算 (noun)

yùsuàn

Budget

储蓄 (verb/noun)

chǔxù

Save / Savings

花费 (noun)

huāfèi

Expenses

收入 (noun)

shōurù

Income

支出 (noun)

zhīchū

Expenditure

现金 (noun)

xiànjīn

Cash

转账 (verb)

zhuǎnzhàng

Transfer money

发票 (noun)

fāpiào

Invoice / Receipt

信用卡 (noun)

xìnyòngkǎ

Credit card

账单 (noun)

zhàngdān

Bill

保险 (noun)

bǎoxiǎn

Insurance

工资 (noun)

gōngzī

Salary

奖金 (noun)

jiǎngjīn

Bonus

省钱 (verb)

shěngqián

Save money

4. Marketing & Sales - Promotion, Advertising & Customer Relations

Learn key vocabulary used in advertising, branding, and selling products or services.

Vocabulary 

Pinyin

English Meaning

营销 (noun)

yíngxiāo

Marketing

广告 (noun)

guǎnggào

Advertisement

品牌 (noun)

pǐnpái

Brand

推广 (verb)

tuīguǎng

Promote

销售 (verb/noun)

xiāoshòu

Sell / Sales

顾客 (noun)

gùkè

Customer

市场 (noun)

shìchǎng

Market

竞争 (noun)

jìngzhēng

Competition

折扣 (noun)

zhékòu

Discount

需求 (noun)

xūqiú

Demand

供应 (noun)

gōngyìng

Supply

价格 (noun)

jiàgé

Price

促销 (noun/verb)

cùxiāo

Promotion

客服 (noun)

kèfú

Customer service

5. Trade - Commerce & International Business

Use these terms to discuss import/export, transactions, and global business activities.

Vocabulary

Pinyin

English Meaning

贸易 (noun)

màoyì

Trade

出口 (noun/verb)

chūkǒu

Export

进口 (noun/verb)

jìnkǒu

Import

合同 (noun)

hétong

Contract

协议 (noun)

xiéyì

Agreement

订单 (noun)

dìngdān

Order

货物 (noun)

huòwù

Goods

供应商 (noun)

gōngyìngshāng

Supplier

买家 (noun)

mǎijiā

Buyer

卖家 (noun)

màijiā

Seller

物流 (noun)

wùliú

Logistics

海运 (noun)

hǎiyùn

Sea freight

空运 (noun)

kōngyùn

Air freight

清关 (verb)

qīngguān

Customs clearance

6. Economics - Economic Concepts & Global Trends

These terms help you discuss economic systems, policies, and macroeconomic factors clearly.

Vocabulary

Pinyin

English Meaning

经济 (noun)

jīngjì

Economy

市场经济 (noun)

shìchǎng jīngjì

Market economy

供给 (noun)

gōngjǐ

Supply

需求 (noun)

xūqiú

Demand

成本 (noun)

chéngběn

Cost

利润 (noun)

lìrùn

Profit

政策 (noun)

zhèngcè

Policy

税收 (noun)

shuìshōu

Taxation

国内生产总值 (noun)

guónèi shēngchǎn zǒngzhí

GDP

景气 (noun)

jǐngqì

Economic boom

衰退 (noun)

shuāituì

Recession

全球化 (noun)

quánqiúhuà

Globalization

市场趋势 (noun)

shìchǎng qūshì

Market trend

投入 (noun)

tóurù

Input (economic)

These six business-focused vocabulary sets equip you with the language skills needed to navigate professional conversations, financial discussions, and corporate environments in Chinese. With GuruLango’s Spaced Repetition system, your understanding and retention will grow steadily and naturally.

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